The Workmen’s Compensation Fund is a fund established to provide protection and care for employees who suffer injury, loss of limbs, disability, death, or disappearance due to work-related accidents, or to protect the employer’s property (Work-Related Accidents). It also covers illnesses or occupational diseases (Occupational & Work-Related Diseases). Employers are solely responsible for making contributions to the fund (Compulsory Insurance). These contributions are collected as a reserve to pay compensation, including medical expenses and wage compensation, in cases where the employee is unable to perform their duties for more than three consecutive days.
In the case of inpatient care, expenses for room, meals, nursing care, and general services will be reimbursed up to 1,300 THB per day.
*Exception: If the employee receives treatment at a government hospital from the start until completion, or if there is a reasonable cause preventing initial treatment at a government hospital but the employee later receives treatment at one, actual and necessary expenses can be fully reimbursed until the end of treatment.
Notes:
If an employee suffers an injury or illness due to work that causes absence, loss of working ability, disability, death, or disappearance, they (or their heirs) are entitled to monthly compensation equal to 70% of their monthly wage, up to a maximum of 14,000 THB per month, depending on the case:
Treatment at a Contracted Hospital
The employer shall refer the injured or ill employee to the contracted hospital. No advance payment for medical expenses is required from the employee.
Treatment at a Non-Contracted Hospital (Private or Government)
The employer or employee must pay medical expenses in advance, then submit receipts and a medical certificate for reimbursement.
Filing Deadlines
The employer or authorized representative must submit Form Kor Thor 16 to the Social Security Office within 15 days of becoming aware of the incident. The employee may submit a claim for compensation within 180 days from the date of injury. If the illness occurs after termination of employment, a claim must be submitted within 2 years.
Required Documents for Compensation Claims from the Workmen’s Compensation Fund
From the first date of employment, regard less of the registration from the employer
The employer is solely responsible for contributing to the Workmen’s Compensation Fund, with contributions collected annually (once a year).
The annual contribution base per employee is capped at 240,000 THB per year.
This amount is multiplied by the contribution rate for the employer’s type of business, which ranges from 0.2% to 1.0%. Each employer pays a different contribution rate depending on the risk level associated with their business type, as classified by the business category code
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